Treziqo Treziqo
For families and couples

You know what you can afford. Before you spend it.

Treziqo helps couples and families see future cashflow, risky days, loan payments, budgets and the impact of bigger decisions — from vacation through car to mortgage.

No spam. Just launch info and beta access notifications. Unsubscribe anytime.

Until payday

9 days

Risky days: 0
Cashflow — next 60 days Without vacation With June vacation
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Even after paying for vacation, your lowest balance stays at 31,400 Kč — above your safety reserve.

Treziqo doesn't just show your financial past. It shows what may come next.

Everyday payments aren't just history entries. They're a pattern of behavior. Treziqo shows you where it leads.

Family finances aren't just expenses. They're decisions.

Coffee today, daycare tomorrow, car service next week, vacation next month. Each payment looks small on its own. Together they form a pattern that decides whether you'll have peace of mind — or surprises.

You know what you can afford.

Three decisions Treziqo can think through with you

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Vacation without stress

A bonus arrives. You want to book a vacation. Treziqo shows whether after paying, your home reserve stays safe even with the mortgage, utilities and regular expenses.

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Car and a bigger expense

The car needs $800 worth of service. Treziqo shows whether it's better to pay now, postpone another expense, or adjust next month's budget.

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Mortgage and an extra payment

You're considering an extra mortgage payment. Treziqo shows not just the savings, but also whether you'll weaken your short-term reserve.

What changes when you have clarity in family finances

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Calm

You won't guess whether you'll make it.

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Shared decision-making

Both of you see the same household picture.

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Safety

You'll see risky days in advance.

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Vacation, car, kids

Bigger decisions — simulated first.

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No bookkeeping chore

It's not about spreadsheets. It's about the answer to what you can afford.

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You see what's coming

Treziqo connects regular income, expenses, loan payments and planned events into future cashflow.

Cashflow forecast

Income on 15th — both paychecks. Utilities 20th — $200. Mortgage 1st — $760. Car payment 5th — $270. Treziqo joins it into one chart and marks days when the balance drops below your reserve.

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Bigger expenses — try them first

Vacation, car service, new washing machine or an extra mortgage payment — the scenario shows the impact before the money leaves.

Scenario "June vacation"

You add a $1,800 expense for June 1st. Treziqo recalculates the next 90 days and shows: the reserve temporarily drops below $2,200 but doesn't break the minimum safety threshold. Safe to go ahead.

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AI explains it in plain language

Ask: "Can we afford a vacation?" or "What's our biggest expense this month?"

AI assistant

No spreadsheets, no thousand buttons. You type a question and get an answer with concrete numbers from your data. Treziqo knows your budgets, loans and rates — the answer is always in the context of your household.

A concrete answer, not a spreadsheet

Can we book a $1,800 vacation in June?
auto_awesome Yes. Even after paying for the vacation, your lowest balance in the next 60 days stays at $1,400 — above your safety reserve.

What you might be wondering

I don't want to log every cent. expand_more

Start with just accounts, income, recurring expenses and loan payments. Small transactions can be filled in via import or only when you want to track them.

Finances are sensitive. expand_more

No advertising trackers. Export data and delete your account in one click. No data sold to third parties.

My partner won't want to use this. expand_more

One shared overview is enough — not perfect tracking of every receipt. Your partner joins when it suits them.

We already have a banking app. expand_more

The bank shows your balance. Treziqo shows what's coming next and what you can afford. A companion, not a replacement.

Why Treziqo

Why trust this

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Built in Czechia

Czech product, Czech support, GDPR-compliant. Treziqo isn't an imported SaaS — we know how Czech banks, taxes and leases work.

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Your data, your rules

No advertising trackers, no data sold. Export and full account deletion in one click. Files encrypted on disk.

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Active development

Public changelog. Regular updates. Transparent roadmap — you know what's coming and when.

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You help shape the product

Early adopters have direct influence on which features get priority. No anonymous support — you write directly to the founder.

More details: Security and privacy · Changelog

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🎁 Bonus for the first 50 users

Join the waiting list and be among the first to receive an invitation to closed beta. The first 50 users get Premium free for 2 years in exchange for regular feedback.

  • check_circle Premium free for 2 years
  • check_circle Influence on roadmap priorities
  • check_circle Priority support and onboarding

Find out what your household can afford without stress

Join the waiting list — we'll send you an invite as soon as the family mode is ready.

No spam. Just launch info and beta access notifications. Unsubscribe anytime.