Treziqo connects accounts, investments, loans, leases and recurring payments into one view. Simulate payments, investments, bigger purchases and future cashflow before you change reality.
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Assets
$120k
Liabilities
$62k
Investments
$30k
Loan payoff
14 months earlier
Treziqo doesn't just show your financial past. It shows what may come next.
Everyday payments aren't just history entries. They're a pattern of behavior. Treziqo shows you where it leads.
An extra payment can reduce debt but weaken the reserve. Higher investments may make sense but change short-term cashflow. A bigger purchase may be fine — or create a risky month. Treziqo shows the whole picture.
You have a mortgage and invest regularly. Treziqo shows how cashflow, reserve and obligations change with an extra payment vs keeping investments.
Car on a 47+1 lease. Treziqo shows not just the monthly payment but also the final balloon and its impact on cashflow in the month it arrives.
You invest regularly, keep a reserve and pay your mortgage. Treziqo tracks whether the overall plan stays on a safe trajectory.
See the impact before you change anything.
Obligations, investments and cashflow aren't separate worlds.
Compare variants side by side.
We work with recurring payments, loan installments, obligations and investments.
Treziqo works with your data, not generic recommendations.
Mortgage, lease, loans, investments and accounts all meet in one financial view.
Consolidated view
Mortgage $95k over 25 years. Car lease 47+1. ETF portfolio $26k. P2P $4.5k. Savings reserve $8k. Treziqo plots it all as one time-series chart of net capital and cashflow — no switching between apps.
Add an extra payment, change a recurring investment, add a one-off expense or bonus and watch the difference.
Scenario "+$220 to the loan"
Side by side: baseline (current payment + $220/mo investment) and scenario (+$220 to the loan). Treziqo shows: debt decreases faster, the loan ends 14 months earlier, but a risky day emerges in June. Safer variant $130 keeps the reserve above the limit.
Ask: "What burdens me more — lease or mortgage?" or "How does the reserve change if I increase my investment by $130?"
AI impact
No generic blog post, no calculator for the average person. The AI knows your specific loan rates, installment schedule, investment frequency and income seasonality. The answer is always in the context of your trajectory.
No bookkeeping. No generic advice. The concrete impact of a concrete decision.
Excel shows a table. Treziqo shows impact and scenarios over time. Without remembering formulas and updating sheets manually.
Treziqo doesn't promise returns. It helps you understand the impact of decisions on cashflow and reserve — exactly what Excel and broker apps don't do.
Treziqo isn't a broker. It's a planning layer on top of your finances — investments are tracked here as part of the overall view, not traded through Treziqo.
Start with accounts, recurring payments, obligations and investment contributions. Add detail gradually. Installment schedules and recurring payments then run on their own.
Czech product, Czech support, GDPR-compliant. Treziqo isn't an imported SaaS — we know how Czech banks, taxes and leases work.
No advertising trackers, no data sold. Export and full account deletion in one click. Files encrypted on disk.
Public changelog. Regular updates. Transparent roadmap — you know what's coming and when.
Early adopters have direct influence on which features get priority. No anonymous support — you write directly to the founder.
More details: Security and privacy · Changelog
Join the waiting list and be among the first to receive an invitation to closed beta. The first 50 users get Premium free for 2 years in exchange for regular feedback.
Join the waiting list — we'll send you an invite as soon as the investor mode is ready.
No spam. Just launch info and beta access notifications. Unsubscribe anytime.
